Take control of your money with ProfitPay’s One-Login, One-Portal. All the resources you need to support your business. All your orders, expenses and fraud control in one platform.


We are here to help you scale faster

2.2% + 20¢

per succesful charge

Increase conversion rates by providing a frictionless check-out experience all across the globe*.


No setup fees. No hidden fees.

Seamless API Integrations.

Ready to install plugins with the most popular shopping carts.

*Available to US based businesses only.

Start Saving Money Now!

Take control of your money with ProfitPay’s One-Login, One-Portal. All the resources you need to support your business. All your orders, expenses and fraud control in one platform.


A complete payments platform engineered for growth.

Cards and wallets

Integrated per-transaction pricing means no setup fees or monthly fees. The price is the same for all cards and digital wallets.

2.2% + 20¢

per successful card charge

+1% for international cards

+1% if currency conversion is required

Bank debits and transfers

Accept large payments or recurring charges securely with ACH debit, ACH credit, or wire transfers.

ACH Direct Debit


$5.00 cap

3D Secure authentication

3D Secure is an authentication method used to verify a customer's identity before an online card purchase.


per 3D Secure attempt for accounts with custom pricing.

Instant payouts

In addition to our standard free payout options, Instant Payouts lets you access funds within minutes using an eligible debit card, right from the Dashboard.


of Instant Payouts volume

Minimum fee of 50¢



Grow your recurring revenue

  • Building blocks for your business model
  • Smart recovery tools for reducing churn
  • Recurring invoices and subscriptions
  • Pre-built customer portal



    Partner with ProfitPay Connect to add payments to your platform

    • Hosted onboarding and verification
    • Dynamic risk-based KYC/AML checks


    No platform-specific fees

    Multi-party payments, fully customized

    • Platform management dashboard
    • Control payout timing and funds flows
    • Automate 1099 generation and delivery

    Starting at 0.25%

    of account volume, per-account fee may apply

    Chargeback Protection

    Defend your business from the unpredictability of disputes. With Chargeback Protection, ProfitPay will cover both the disputed amount and any dispute fees—no evidence submission required.


    per transaction


    Build your perfect point of sale

    In-person card processing

    Accept cards in-person. Includes Apple Pay and Google Pay support out-of-the-box.

    • Build custom in-person checkout flows
    • Unified reporting with online payments
    • Pre-certified card readers
    • Cloud-based hardware management

    2.49% + 15¢

    per successful card transaction

    Card readers

    Pre-certified card readers with cloud-based hardware management.


    BBPOS Chipper 2X BT



    coming soon


    Your business data at your fingertips

    • Instant answers powered by SQL
    • Dozens of prebuilt query templates
    • Save and schedule custom reports
    • Built into ProfitPay—no setup, no ETLs

    Starting at 2¢

    per charge, infrastructure fee may apply


    Create, manage, and distribute virtual and physical cards

    Card creation

    Create and issue cards instantly and get branded physical cards shipped in just two days.

    • Branded card designs
    • Multiple shipping options
    • Issue cards through ProfitPay Connect
    • Push provisioning to digital wallets


    per physical card

    Card transactions

    Set custom controls for every transaction and update them at any time.

    • Flexible API to manage cards
    • Dynamic spend controls
    • Real-time authorizations


    for the first $500,000 in card transactions

    0% + $0.09 per transaction after that

    International payments

    Additional fees required for international cards and currency conversion.

    1% + 30¢

    for cross-border transactionsIf currency conversion is required, an additional 1% fee will apply


    Dispute transactions on issued cards.


    per lost dispute

    Premium Support

    A customized support plan built for fast-growing or complex businesses.

    • Faster, prioritized responses
    • A dedicated support manager
    • Personalized optimizations
    • Emergency support for critical issues

    Starting at $1,800

    per month

    What is ProfitPay?

    We Make Internet Companies More Money.

    ProfitPay is a technology platform that helps connect buyers and sellers. For years, ProfitPay has been helping companies increase their revenues by providing Online and Mobile solutions.

    It’s a WIN/WIN scenario for both consumers and merchants, who make more profit.

    Frequently Asked Questions

    We pride ourselves on providing you with the best solutions, below answers to some of the most frequently asked questions about our platform.

    Virtual Cards

    How To Get Started With Virtual Cards

    Click on START NOW to begin the Virtual Card application now. You should receive approval within 5 minutes of applying, in some cases, we may need additional information in order to approve your application and our Underwriting Department will reach out to you by phone and email.

    How do I create a new card?

    As long as you have funds available in your Virtual Card general balance you can issue unlimited virtual cards from your account.  Click on New Virtual Card from the left menu and set the desired parameters for that card

    When is the Cashback paid out?

    Cashback is paid 60 days in arrears and is credited back to your Virtual card general balance.

    How do I fund my account?

    Once your application is approved you will be set up with an AFEX account number within 24-48 hours with wire instructions that you will need to fund your Virtual Card Account by bank wire to get started.

    How Long does it Take To Get An Account Up And Running?

    Virtual Card approvals are general received within 5 minutes of applying, in some cases our Underwriting team may need to reach out to you for additional information before approving your account. Your AFEX Account will be set up within 24-48 hours after receiving your Virtual Card account approval. Once you fund your account you can begin to issue virtual cards immediately.

    Are you a developer?

    "The streamlined Payment Processing through our Gateway teamed up with our Virtual Credit Card capability - a game-changing market advantage!"

    - Chase Harmer - Founder, PayCertify